Credit Cards: These 5 popular cards offer users a range of lifestyle benefits

Before subscribing to a credit card, it is crucial to understand its key features. Some cards are considered good for shoppers, while others are ideal for moviegoers. There are some credit cards that align with travelers’ needs, while others are suitable for those who prefer to visit food restaurants regularly.

Therefore, it is important to understand its key features before subscribing to a credit card. Here we list some of the top five lifestyle cards offered by top banks, including HDFC Bank, Kotak Mahindra Bank and Axis Bank.

5 famous lifestyle credit cards

I. HDFC Bank Millennium Credit Card: This credit card offers 5% cashback on Amazon, Bookmyshow, Cult.Fit, Flipkart, Myntra, Sony Liv, Swiggy, Tata Cliq, Uber and Zomato. In addition, there is a 1% cash back to other expenses.

Cardholders also have the right to receive ₹1,000 valued gift vouchers ₹Each quarter is 1,00,000 and above. The card comes with an option to convert your big spend to EMI after purchase and mention the banking website.

ii. Axis Bank Privileged Credit Card: The card can instantly save 15% on flights and hotels with Goibibo and Makemytrip. There is a 10% discount on orders through Swiggy and Amazon Fresh. Also, there is a 10% discount ₹1,000 Tira.

The annual fee for this card ₹1,500 is reversed in realizing spending ₹The anniversary year of the previous year was 500,000.

iiii. HDFC Bank Regalia First Credit Card: The card offers a range of features, including free Swiggy One and MMT Black Gold memberships as popular benefits.

Cardholders also have the right to receive ₹1,500 gold vouchers for quarterly spending ₹1.5 million and ₹5,000 flight coupons spent annually ₹500,000 and additional coupons ₹5,000 expenditure ₹750,000.

Cardholders are given 5x reward points on spending provided by Marks & Spencer, Myntra, Nykaa & Reliance Digital.

iv. Kotak Bank PVR Platinum Credit Card: This card allows card users to get 2 free PVR movie tickets per month ₹10,000 and above in monthly billing cycles. Card users can shop anywhere in India with your PVR Kotak credit card to get free PVR movie tickets that are available at any time, any day and any show.

Additionally, card users receive 15% cashback of food and beverages on PVR and 5% cashback of movie tickets at PVR box office. There is no joining fee for the first year.

V. HDFC Bank Diner Club Black Credit Card: This card from HDFC Bank offers many features, including free annual membership at Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT Black. Card users are entitled to free vouchers from Ola Cabs, Cult.Fit Live, BookMyshow, Tatacliq ₹80,000 per month.

Each person also has 5 reward points ₹During weekend meals, you spend 150 times through Smartbuy and 2x reward points, up to 10 times. Among the best courses in the world, the card users also get free golf games (a quarter).

(Note: Using credit cards comes with your own risks)

access here For all personal finance updates.